Online Banking Disclosure  /  Agreements & Disclosures  /  Online Banking Security Policy
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Maximize your return with a high yielding
EBSBdirect Money Market Account

0.92% APY*

Build savings with a competitive interest rate and
get easy access to your funds.

    • Low $5,000 minimum to open
    • Access account with ease using an EBSB Visa™ Debit Card
    • Deposits fully insured through FDIC and DIF

    $5,000 - $49,999
    $50,000 - $1million

*Annual Percentage Yield (APY) as of 11/19/15. No interest will be paid on balances less than $5,000.  $1 million maximum balance per customer.   Rate subject to change without notice.  $5,000 minimum to open account.  Personal accounts only.  New money to EBSB only.  This account is only available through, and to consumers who reside in the following states; Maine, New Hampshire, Vermont, Massachusetts, Connecticut, Rhode Island and New York.  Please refer to the EBSBdirect Agreements and Disclosures for more information.  Offer may be withdrawn without notice at anytime. is an online division of East Boston Savings Bank (EBSB), a Massachusetts chartered stock bank that operates 27 full service locations and one loan center in the greater Boston metropolitan area. Products offered through EBSBdirect are exclusive to Internet banking and are not available through our branch network.
 Customers of East Boston Savings Bank with non-interest-bearing transaction accounts are insured up to $250,000 under the FDIC's general deposit insurance rules.

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Member FDIC.
Member DIF.
Equal Housing Lender Equal Housing Lender.
Equal Opportunity Lender.

As a member of both the Federal Deposit Insurance Corporation and the Deposit Insurance Fund of Massachusetts, all of your deposits are insured in full.  That means that every dollar you have on deposit with East Boston Savings Bank is fully insured without limit.