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APY*

Money Market Special 3

  • Low $2,500 minimum to open
  • Access account with ease using an EBSB Visa® Debit Card
  • Deposits fully insured through FDIC and DIF

*Annual Percentage Yield (APY) as of 07/19/18. No interest will be paid on balances less than $10, balances $10 to less than $10,000 earns 0.50% APY, balances $10,000 to less than $2 million earns 1.80% APY and balances $2 million and over earns 0.80% APY.  Rate subject to change without notice. $2,500 minimum to open account. Personal accounts only.  New money or existing customer must deposit additional money from another financial institution. Please refer to the Agreements and Disclosures for more information. Offer may be withdrawn without notice at any time. You must be a U.S. Citizen to open this account.

Account Rates

Balances APY*
Less than $10 0.00%
$10 to less than $10,000 0.50%
$10,000 to less than $2,000,000 1.80%
$2,000,000 or more 0.80%
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Frequently Asked Questions

Click on the questions below to read more. If you need assistance, contact our Customer Service Center at 800-657-3272 EST:

Monday - Wednesday 8:00 am - 5:00 pm
Thursday & Friday 8:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm

What do I need to open an EBSBdirect account?

Information about you and the joint owner if there is one is:
Social security number, Driver’s license number, home address, the account number, routing number and name of financial institution that you will be using to transfer funds to make your initial deposit.

Why do you ask for all this information?

Federal law requires financial institutions to obtain, verify and record information that identifies each person or entity that opens an account. We will use citizenship, social security number, mother’s maiden name, driver’s license and other information to validate your identity. Keeping your information secure is one of our most important responsibilities. Please read our Privacy Policy for an explanation on how we manage customer information.
Email - We will use your email address to send you important information about your application, including confirmation that we have received your application and next steps required to open the account. EBSB will never ask you to send sensitive information (acct number, social security number or PIN number) in response to, or via a link in an email.

Are my funds insured?

Your account is insured in full through FDIC and DIF insurance.

How do I know my funds in my account are secure?

EBSBdirect provides Secure Sign On service which protects you from fraudulent online activity. It provides you with visual clues when you sign on so you know that you are on our website and it safe to enter information. Secure Sign On also helps us ensure that only authorized individuals can access financial information online

What if I forget my username and password?

You need to contact the bank if you do not remember your Username. You can reset the password yourself by clicking on the "forgot my password" link and getting a one-time security code or answering verification questions.

East Boston Savings Bank

C/O Electronic Banking
PO Box 101
South Boston, Massachusetts 02127

Customer Service is available

Monday - Wednesday 8:00 am - 5:00 pm (EST)
Thursday & Friday 8:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm
800-657-3272

Note: This form is NOT a secured link. It is intended for general questions and comments only and should NOT include any confidential information such as account numbers, Social Security numbers, mother's maiden name,etc.